Texas Workers Compensation: Car Wreck While At Work
In today’s world many Texan’s travel as part of their job. This travel may be in the worker’s own vehicle, a coworker or one provided by their company. Unfortunately, traveling on our roads and highways places us at risk for an accident. Accidents occur as the result of the negligence of the other vehicle, our own negligence or even just dangerous road conditions.
If you or a loved one have been in an auto accident while in the “course and scope” of your employment, you need to have the accident reviewed by a professional to see if you have more than one cause of action.
After any auto accident, you need to determine, what caused the accident. If someone else caused the accident, you have a claim against that person. These claims are usually handled by their vehicles insurance carrier. If the accident was unavoidable or your fault, you still may have a claim under your Personal Injury Protection (PIP) to help to cover your damages.
However, Texas Workers’ Compensation claims are “No Fault” claims. This means that it was not matter how the injuries occurred. If you are in the “course and scope” of your employment when your accident occurred, you have a claim. There are a few exceptions (ie you were intoxicated at the time).
After any accident, it is hard to pay for your medical bills on top of our normal bills. The pain and recovery from injuries at the same time, just make it worse. but, if you’ve had an auto accident while at work, you may have more than one type of insurance claim to help you recover your damages and injuries.